Who Benefits From Your Bankruptcy

A lot of people are thinking that bankruptcy is a one-way streak. They basically look at the whole bankruptcy process in terms of what’s in it for them. I really can’t say I blame them. I mean, if you are dealing with a huge amount of debt and you’re sick and tired of seeing those…


What are Lawsuit Loans and Why Should You Consider Them?

If you have a case pending in court where you’re claiming money from a defendant, you might be in a tight financial spot. This is especially true in personal injury cases where you have to pay hospital fees because you’re not insured. You may have been hit by a truck or you may have gotten…


How to Play the Credit Card Shuffle Like a Champ

I first learned the credit card shuffle when I was in college. In college there is no shortage of credit card companies offering all sorts of easy credit or free credit programs. The sad thing about all those offers is that regardless of how attractive they may seem, if you look at the fine print,…


Should Bad Credit Loans Be An Option For You

I know that there’s a lot of negative vibes around the concept of bad credit loans. There are all sorts of misconceptions regarding this family of financial tools. They’re tools, and just like any tool, it can be used for good or can be used in a negative way. In of themselves, they are neutral.…


Importance of Your Emotional State When Taking Out Mortgage Loans

If you are still in the process of taking out mortgage loans, you need to pay attention to this article. This can make or break your loan repayment experience. Most homeowners, who take out mortgage loans, get caught up in the heat of the moment. In many cases, they get in over their heads because…


How to Size Up Debt Accountability Buddies

I can’t recommend debt support groups enough. Debt support groups not only provide a welcoming, open, and non-judgmental atmosphere that enables you to collaborate with people who are grappling with the same personal financial addiction and mismanagement issues as yours. You don’t feel judged. You don’t feel left out. Also, you are in a position…


The Most Unpleasant Credit Card Advice You’ll Ever Get

There’s just so many personal finance blogs out there. In fact, I would argue that there are too many. The reason why there are too many advice blogs trying to steer you in one direction or another regarding your personal financial is the fact that a lot of them are actually wrong. I’m not talking…


Learn to Spot the Hidden Danger Lurking in Many Balance Transfer Programs

I’m a big fan of balance transfer debt management. After all, who wouldn’t appreciate transferring debt from one pile to the other without paying interests? Who wouldn’t appreciate enjoying a system that enables you to pay down debt without having to worry about your debt expanding due to interest rate fees? The benefits are very…


Learn How to Plan Your Debt For Maximum Ease of Payment

Keep in mind that debt planning is a form of financial engineering that would enable you to better handle your finances in the future. This is pretty much conventional wisdom. After all, as the saying goes, “If you fail to plan, you’re planning to fail.” When you’re operating off a solid plan, everything becomes easier.…


This Type of Debt Can Actually Kill Your Other Debt

There is an actual type of debt that you can take out that will help you retire all your other debt. This is called a balance transfer debt. The problem is that this is very tricky. A lot of Americans fall for all sorts of tricks and shenanigans, and they end up creating more problems…