Post Bankruptcy Loans Make Lenders Money

A lot of consumers think that post bankruptcy loans are non-governmental loans formed by well intentioned institutions. They think that they have this set of well-meaning patrons that, out of the kindness of their hearts, extend credit to people who have had a run of bad luck. They think that these loans have all the…


Who Benefits From Your Bankruptcy

A lot of people are thinking that bankruptcy is a one-way streak. They basically look at the whole bankruptcy process in terms of what’s in it for them. I really can’t say I blame them. I mean, if you are dealing with a huge amount of debt and you’re sick and tired of seeing those…


How to Spot Scammers in a Debt Support Group

I wish I didn’t have to write this blog post. Unfortunately, this is a reality. You have to remember that there are certain people who join debt support groups with an ulterior motive. They’re not there to fix personal financial bad decision-making habits. They’re not there to solve a problem. What they’re there for is…


How to Make Debt Consolidation Truly Work For You

The problem with debt consolidation is that there’s so much hype around it that you can bet that there’s only one true winner. You might think that the person who wins out with debt consolidation is the person who is having his or her debt consolidated. This is not usually the case. In fact, in…


What are Lawsuit Loans and Why Should You Consider Them?

If you have a case pending in court where you’re claiming money from a defendant, you might be in a tight financial spot. This is especially true in personal injury cases where you have to pay hospital fees because you’re not insured. You may have been hit by a truck or you may have gotten…


How to Play the Credit Card Shuffle Like a Champ

I first learned the credit card shuffle when I was in college. In college there is no shortage of credit card companies offering all sorts of easy credit or free credit programs. The sad thing about all those offers is that regardless of how attractive they may seem, if you look at the fine print,…


Should Bad Credit Loans Be An Option For You

I know that there’s a lot of negative vibes around the concept of bad credit loans. There are all sorts of misconceptions regarding this family of financial tools. They’re tools, and just like any tool, it can be used for good or can be used in a negative way. In of themselves, they are neutral.…


Importance of Your Emotional State When Taking Out Mortgage Loans

If you are still in the process of taking out mortgage loans, you need to pay attention to this article. This can make or break your loan repayment experience. Most homeowners, who take out mortgage loans, get caught up in the heat of the moment. In many cases, they get in over their heads because…


Debt Support Group Dos and Don’ts

Just like with everything else in life, there is a right way and a wrong way of doing things. The same applies to support groups. If you’re dealing with personal financial issues that you can’t seem to get out from under, a debt support group can definitely help you. However, such a group can only…


How to Be the Best Debt Support Group Member

If you’re serious about becoming part of the solution in a debt support group instead of being part of the problem, there are certain behaviors you can engage in. This may seem like common sense, but you’d be surprised as to how uncommon common sense is in the typical support group context. Unfortunately, in this…